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Wednesday, December 21, 2022   /   by Ameil Gill


Buying a home is an important milestone for anyone, but it can be intimidating when you’re not sure what to expect.

Here are 3 things you should do to prepare for the home buying process:

1. Determine your financial health —
Get your finances & credit score on track. Figure out how much you will need/want to spend on a downpayment and closing costs, and how much you can afford to spend monthly. Don’t forget to have an emergency savings fund set aside, and to budget for all of the utilities and typical upkeep,

2. Get pre-approved —
I’ve said it before and I will say it again. Make sure you get pre-approved BEFORE looking at homes! This is especially important in today’s competitive housing market, and the way financing has changed (rates, grants, various loan programs). Do your research to find a good lender or ask your agent – this person will be handling the biggest purchase of your life, so don’t just take the easy route and apply with an online lender.

3. Find a Realtor you trust—
Your agent will help guide you throughout the entire process and protect you during the sale, from sitting down to discuss what you’re looking for in a home, to submitting an offer, negotiating repairs, handling all of the paperwork, and being there when you finally get the keys to your new home. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it’s FREE! Your real estate agent is paid by the seller, in most cases.

If you’re considering a move, I would be happy to send you a copy of my FREE homebuyer guide!