“MY INTEREST RATE IS 3% IT WOULD BE CRAZY TO SELL”… AND HOW I RESPOND TO THAT.

One phrase I hear often is, ‘My mortgage is 3%, I’d be crazy to sell.’ But here’s the thing—while that low rate feels great now, sometimes staying in a home that no longer fits your needs could cost you more in the long run.

Let’s be real… interest rates aren’t the reason people move. It’s LIFE that makes people move. New goals, growing families, divorce, new jobs, new priorities — all reasons people need to sell their home and search for another. 

Whether you’re cramped for space, need a change of scenery, or your family’s needs are evolving, a home that’s no longer the right fit can be a source of stress and frustration. That 3% mortgage might be sweet, but what’s even sweeter is finding a place that truly works for you.

And here’s the kicker: You don’t need to settle! The equity you’ve built could work to your advantage, making your next move more affordable than you think.

Here’s the thing: there’s no “right” time to move, and it’s important to remember…

? It will never be a buyer’s market & seller’s market at the same time

? If you sell high in a seller’s market, then you are also buying “high”

? If you buy low in a buyer’s market, then you’ve also sold “low”

? You cannot sell at the height of the market and buy at the low of the market at the same time

If you’re thinking about what your next move should be, send me a message and let’s discuss your options!