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Ameil Gill | Blog

Monday, August 15, 2022   /   by Ameil Gill


Have you been thinking about buying a home but don’t know where to begin? A buyer consultation may seem like a forgettable part of the buying process, but it’s a critical first step to success in finding the right home and working with the right agent. 

Whether you are buying your first home or your fifth, there are a few key topics I like to review in every buyer consultation to ensure a smooth and enjoyable home buying experience.

Educate and review local market conditions, including how to be successful in today’s market when shopping for a home and making offers (the market is constantly changing!)

Review the home buying process and answer any questions. From the initial search to closing, I will take the time to review each step in the process and answer any questions.

Discuss specific financing options, preferred lenders, and steps to getting pre-approved. I can also run the numbers to help you settle on a price range you are comfortable. ...

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Friday, August 12, 2022   /   by Ameil Gill

UPDATE: On Mortgage Rate

Let's talk about interest rates (since it's all over the news).

After years of staying at record lows, mortgage rates have increased from 3% to over 6% since early 2022, and took another steep climb last week. Economists are expecting them to increase even further by the end of this year.. for the first time in over 14 years, interest rates are now above 6%.

What does that mean for buyers and sellers?


As interest rates continue to increase, your purchasing power decreases. On a $300,000 home, this most recent increase in rates will change your monthly payment by about $150/month. That's about $30,000 in buying power that you just lost. So if you've been on the fence about buying a home, it may be smart to act sooner rather than later. 


With rates increasing, some buyers will likely back out of the market. This means home values will probably start to stabilize even further. If you've been thinking about selling, don't wait for the spring market. ! ...

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Wednesday, August 10, 2022   /   by Ameil Gill


Believe it or not, the holiday season can be a great time to sell your home and is often overlooked as a prime time to sell. Although there may be fewer buyers in the market, the people who are looking are much more serious about finding a home within a specific timeframe, especially this year due to the pent-up demand and the lack of inventory in the market.

Below are a few tips if you're selling your home during the holiday season, to help you sell quickly, and for top dollar.

Simple staging for the holidays.
Homes can look their BEST during the holidays, but it’s important not to go overboard. Think clean and cozy. Too many decorations or anything too large can distract buyers and make your home feel too crowded or cluttered. Minimizing décor will make your home feel more spacious. It is also a good idea to avoid offending buyers by opting for general decorations rather than items with religious themes.  

Focus on curb appeal.

During these. ...

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Monday, August 8, 2022   /   by Ameil Gill


Sellers — you did not miss your opportunity! While an increase in interest rates does affect the purchasing power for many buyers, experts are still predicting continued appreciation in home prices across the country. Appreciation may not be as high as it was in 2020 through 2021, however, we are still expecting 3%+ increases.

Most would believe that a rise in interest rates would mean a decrease in home values, however, that's not the case at all if you look at the historical data. Typically in times of inflation of other goods and increased interest rates, we will actually see a boom in real estate values — continuing to prove that real estate can be one of the best investments you can make, so long as you pay attention to the market.
Don't allow the local news and media to dictate your life by means of fear: let's have a conversation about the current state of our local market so that you can make the best decision possible — we'll use logic and reason insteat ...

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Monday, August 1, 2022   /   by Ameil Gill


You might think that with such high buyer demand it is an easy time to sell your home and anyone can do it, right?

Wrong. Making a hasty, uninformed decision can cost you thousands of dollars in earnings  don't be fooled by a "slick salesperson". It is important that you do your homework and get the information you need to feel confident in who represents your largest asset.

Some things to consider:

 where does this agent live?

 When did they last buy / sell?

 What are their reviews like?

 Any recent success stories?

 What is their marketing strategy?

 Can they share marketing examples?

 What support do they have?

Something not to consider  how low is their commission? Red flag  ... You always get what you pay for, most of the time. If their sole focus is on how much commission you can save, then i want to ask you  how confident are you in their negotiating skills and how much are they willing s ...

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